
Third Quarter 2023
Market review
A new phone scam to be aware of
Ideas for new skills to learn
Dear Friends,
Although we continue to see the physical and emotional impacts of the ongoing pandemic on our friends, family, and clients, we hope that this Fall season and the upcoming Holidays bring renewed joy to your home.
Thank you for the overwhelmingly positive response we received about our last newsletter. Our goal is to provide a relevant, fun newsletter that can help us all grow in ways both financial and non-financial. We hope you enjoy this collection that includes a market commentary on last quarter, managing financial expectations, and a few fun activities for you and your family to check out.
We are grateful to walk alongside you on your journey,
The IFS Team
Global equity markets had a mixed third quarter, but many are trying not to focus on the mixed returns for 3Q (and dismal September returns) and are instead focusing on how the market performed for the first nine months of the year – and those numbers are solid.
If expectations grow faster than income you’ll never be happy with your money.
Wealth is a two-part equation: what you have and what you expect/need. Managing expectations doesn’t have to mean being conservative or unambitious. It’s just realizing that an insatiable appetite for more will always push you to the point of disappointment and regret.
Market review
A new phone scam to be aware of
Ideas for new skills to learn
Market review
Summer home maintenance
What’s happening
Market commentary
Schwab/TD Ameritrade merger
Contribution deadline
What’s happening
2022 market commentary
2023 perspectives to consider
Last year’s market predictions
RMD and contribution changes
Valentine date ideas